Flight's delayed. Flight's cancelled. Either way, the next 5 minutes matter more than the next 5 hours. Here's exactly what to do, in order.
Do these first — the 5-minute window matters
Every minute you spend frozen at the gate is a minute someone else grabs the last seat on the next flight.
- Open the airline app immediately — most let you rebook faster than any gate agent can
- Call customer service at the same time — put your phone to your ear while you walk toward the gate line (numbers below)
- Screenshot everything — departure board, your boarding pass, airline notifications. You'll need these for claims.
- Check your credit card travel benefits — Chase Sapphire, Amex Platinum, Capital One Venture X all cover hotels and meals for delays over 6 hours. You may already have coverage you've forgotten about.
Must-do list
- If the airline cancels, you can request a refund to your original payment method — under the DOT's 2024 Automatic Refund Rule, if you choose not to accept the rebooked flight, you're entitled to your money back the way you paid — not just a voucher. This applies to cancellations and significant delays of 3+ hours domestic, 6+ hours international.
- This is a refund of your ticket cost — not extra compensation. Airlines are not required to pay you anything beyond returning what you spent. A proposed rule that would have required additional cash compensation for controllable cancellations was withdrawn in November 2025.
- The refund rule does not cover weather — weather and air traffic control delays are excluded. You can get a refund if you choose not to fly, but the airline owes you nothing else for a weather delay. More on this below.
- Ask for meal vouchers at the gate — most major US airlines provide these for delays over 3 hours caused by the airline. You have to ask. They won't always offer.
- Ask for a hotel voucher if stranded overnight — say directly: "Am I entitled to accommodation tonight?"
- Come to the counter with a specific reroute in mind — check Google Flights yourself and arrive with a flight number ready.
File a DOT complaint if a US airline refuses a refund you're owed: transportation.gov/airconsumer
Do NOT do these
- Don't accept a voucher without asking about a refund first — vouchers expire, have restrictions, and can't be used on other airlines
- Don't accept a rebooking if you'd rather have your money back — once you accept an alternative flight, you give up your right to a refund
- Don't leave the airport without documenting — if you book your own hotel without written confirmation from the airline, reimbursement gets much harder
- Don't yell at gate agents — calm and specific ("What are my accommodation options tonight?") gets results. Angry doesn't.
- Don't throw away any receipts — hotel, meals, transport. Keep everything for claims.
App, X DM, or phone — which to use when
Use the airline app when
- It's a normal delay or routine cancellation
- You need rebooking options pushed to your screen
- You want same-day flight changes
- You need seat assignments or upgrades
DM the airline on X (Twitter) when
- It's a massive weather event or systemwide cancellation
- The app is overloaded or crashing
- You want to reach a human faster than the phone queue
- You're asking for goodwill credits or vouchers
Call customer service when
- You need complex ticketing — multi-city, partner airlines, codeshares
- You need to change a non-refundable fare class
- Your ticket was issued by a travel agent
Trip Essentials tip: During big disruptions, run X DMs and the app at the same time. Don't pick one — run both.
What the DOT Delay Dashboard means for you
The US Department of Transportation publishes an Airline Cancellation and Delay Dashboard tracking which airlines have voluntarily committed to passenger protections for controllable cancellations — delays caused by mechanical issues, crew problems, or operational decisions. Weather and air traffic control are not controllable.
The key word is voluntary. These are not legal requirements. A green checkmark means the airline committed to that service. A red X means they haven't — and they're not required to.
| Commitment | Alaska | American | Delta | United | Southwest | JetBlue | Frontier | Spirit |
|---|---|---|---|---|---|---|---|---|
| Rebook on same airline, no fee | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Rebook on partner airline, no fee | ✅ | ✅ | ✅ | ✅ | ❌ | ✅ | ❌ | ❌ |
| Meal voucher (3hr+ delay) | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Hotel for overnight stay | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ❌ | ❌ |
| Transport to/from hotel | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ | ❌ | ❌ |
Source: US DOT Airline Cancellation and Delay Dashboard. Commitments are voluntary, not legally required.
Frontier and Spirit have made significantly fewer commitments. If you regularly fly budget carriers, travel insurance covers the gaps they won't.
Weather delays: the airline owes you nothing — here's what actually covers you
This is the gap most travelers don't find out about until they're stuck. If your flight is delayed or cancelled due to weather, airlines are not required to give you a hotel, meals, or any compensation beyond a refund if you choose not to fly. It doesn't matter how long you wait.
Your credit card (if you have a premium travel card)
Chase Sapphire Reserve, Amex Platinum, and Capital One Venture X all include travel delay benefits that kick in regardless of whether the delay is the airline's fault. Most require a 6-hour delay — check your specific card terms.
Travel insurance
This is where a standalone policy earns its cost. Both Allianz and Generali cover weather-related travel delays, including meals, hotel, and transport. Here's exactly what each covers.
Allianz Travel — OneTrip Plans
Best for travelers who want flexible coverage with automatic delay payments.
- Covers weather delays when they result in a covered travel carrier delay
- Minimum delay ~3 hours on most OneTrip plans (varies by plan — check policy)
- Reimburses meals, accommodation, and transport during the delay
- SmartBenefits: $100/person/day flat payment — no receipts needed, just proof of delay
- Trip cancellation if weather prevents your carrier reaching your destination for 24+ hours
Generali Global Assistance
Best for travelers who want tiered coverage matched to trip length and cost.
- All three plans cover weather-caused travel delays
- Standard: 10-hour minimum · Preferred: 8-hour minimum · Premium: 6-hour minimum
- Up to $1,000/person total; Premium plan up to $300/person/day
- Covers meals, accommodation, and transport during delay
- Missed Connection for cruises and tours: kicks in after 3-hour weather delay
- Premium Plan: pre-existing condition coverage included
| Provider | Weather Delay Covered? | Minimum Delay | Daily / Total Limit | Notes | Action |
|---|---|---|---|---|---|
| Allianz OneTrip Plans | ✅ Yes | ~3 hrs (varies by plan) | $100/day via SmartBenefits | No receipts needed with SmartBenefits | Get Quote |
| Generali Standard | ✅ Yes | 10 hours | Up to $1,000/person total | Budget-friendly entry plan | Get Quote |
| Generali Preferred | ✅ Yes | 8 hours | Up to $1,000/person total | Better for international trips and cruises | Get Quote |
| Generali Premium | ✅ Yes | 6 hours | $300/day up to $1,000/person | Includes pre-existing conditions | Get Quote |
| Credit Card (Chase / Amex / CapOne) | ✅ Yes | Usually 6 hours | Varies by card | Check your specific card terms | — |
Affiliate links — we may earn a commission at no cost to you. Always check your specific plan documents for exact thresholds and limits.
Trip Essentials tip: The Generali Premium 6-hour threshold matches most credit cards — but travel insurance also covers your non-refundable trip costs if weather cancels your whole trip. A credit card won't do that.
Airline contact numbers
Save these in your phone before your trip — not in email, in your contacts.
| Airline | Customer Service | X (Twitter) |
|---|---|---|
| United | 1-800-864-8331 | @United |
| Delta | 1-800-221-1212 | @Delta |
| American | 1-800-433-7300 | @AmericanAir |
| Southwest | 1-800-435-9792 | @SouthwestAir |
| Alaska | 1-800-252-7522 | @AlaskaAir |
| JetBlue | 1-800-538-2583 | @JetBlue |
| Frontier | 1-801-401-9000 | @FlyFrontier |
| Spirit | 1-855-728-3555 | @SpiritAirlines |
| Allegiant | 1-702-505-8888 | @allegiant |
| Hawaiian | 1-800-367-5320 | @HawaiianAir |
| Japan Airlines (JAL) | 1-800-525-3663 | @JAL_English |
| ANA | 1-800-235-9262 | @ANA_SKY_EN |
| Korean Air | 1-800-438-5000 | @KoreanAir_KE |
| Cathay Pacific | 1-800-233-2742 | @cathaypacific |
| Air Canada | 1-888-247-2262 | @AirCanada |
Numbers current as of May 2026. Always verify on the airline's official website before travel.
| Resource | Contact |
|---|---|
| DOT Air Consumer Protection | 1-202-366-2220 |
| Chase Sapphire Travel Benefits | 1-800-436-7927 |
| Amex Platinum Travel Assistance | 1-800-525-3355 |
| Capital One Venture Travel | 1-800-227-4825 |